Friday, July 11, 2014
11 Thing I learned in ACC 255
- I learned how to create a website/blog of my own
- I learned how to market a website
- I learned how to make money from a website
- I learned that I can write and teach about the topics I am educated at
- I learned that there is a lot more to a website that meets the eye at first
- I learned that a website is time consuming to create
- I learned that the stock market is in need of legitimate teachers
- I learned that making a website can be fun to make and very stressful when it is not going your way
- I learned that I actual like to blog
- I learned that I have more stock information that I have learned that I first thought
- I learned that I have become a decent writer in my college days
- I learned that ACC 255 is alot of work
The Federal Reserve Links
The Federal Reserve
The Federal Reserve is the very complex system that the U.S.
has implemented to help stabilize our economy.
I have wrote a very good article about The Federal Reserve make sure
that you check that out. I have found
some other articles for you to continue your reading and education about The
Fed. I hope that my article did a great
job describing The Fed but it never hurts to read multiple articles so that you
can get the full spectrum for different authors.
These articles are from CNBC and slate go over a lot of good
information of what The federal Reserve dose.
The main topics of the articles are:
What is the Federal Reserve?
What does the Federal Reserve System do?
When was the Federal Reserve Created and Why?
What is Monetary Policy?
What is the FOMC?
Where does the Fed get money?
How does the Fed affect U.S. citizens?
How has the Fed changed over the years?
These two articles have a similar feeling to the one that I
posted but I hope you can get some more information from it.
This article on the learn bonds site goes into depth of how
the fed can affect interest rates and how they do. I suggest checking this one because it hits
some good points on interest rates that I didn’t in my article.
The last article that I have to supplement my post is from
the Investopedia. The article talks
about money supply and how the Fed manages it.
Definitely a good read on top of my article
Today's Readings (7/11/14)
Today’s Readings (7/11/14)
Today’s Readings are very good as the market is still high
and people don’t know when this bull market run will end. When the market gets this high the fear of a
crash also dose as history has shown its self many times but no one is certain when
this could happen. Read the articles and
make an assumption for yourself.
This article touches on the skepticism within the
market. Today’s stock prices seem to be
very high along with the unpredictable economy it has many scratching their
heads wondering why the prices have been soaring for so long. The author continues to look at some
valuation ratios and states many investors have been ignoring warning signs the
market has been giving us.
This article lists some stocks in the Dow that performed
good and kept it from loosing points today as the European banking system announcement
started off the day poorly. It’s always
good to see some momentum come from bad news and not let it bog down our overall
market.
The third article will go into some more depth about the
scare that they are having in Europe that affected our stock market yesterday
and the early morning of trading. Even
if it is in Europe it will still affect the stock market so don’t over look
anything that will affect a stock you might be trading in.
I hope that these article help you and you enjoy them any
questions or comments just post below and I will respond promptly to them. I hope that you are doing your homework and
will continue to educate yourself because trading stocks is something that you
can do for the rest of your life.
Tuesday, July 8, 2014
Daily Readings 7/8/14
Daily Readings
7/8/14:
Here are some of the articles I have read this morning and I
wanted to pass them on to you. Comment
below on how you feel about the articles I am always open for discussions. I am going to start to post lists of what I
have read and pass it along to you so that you don’t have to do all of the
research yourself.
Checkout the link of the first article right here:Say hello to U.S. economy's newest bubble
This first article is from Market Watch. The article is titled “Say hello to U.S.
economy’s newest bubble”. The author
states that the Dow is a whopping 155% above its low back in March 2009. He believes that the economy hasn't grown
near that much nor has corporate profits.
The author also shows his concerns for the market as this
bull market has managed to avoid a correction for 33 months far longer than average. The author supports the bull market by stating
that the stock market has continued its run by the lack of alternatives to
low-interest bonds and bills.
The second article for reading today is called “Dow 17,000
is on the wrong side of history” also on Market Watch.
Checkout the link for the second article right here:Dow 17,000 is on the wrong side of history
The author states that the bull market isn’t directly with
recent economic growth but is being driven higher by wealth traders who have
unknowingly driven the market higher. The
Fed has helped drive the market higher by flooding the economy with money as the
fed balance sheet has quadrupled to $4.3 trillion since 2008.
The author finishes the article by comparing this bull
market with other bull markets in history.
You might notice that the trend for articles today is that
some people might be skeptical if we are nearing the end of the bull
market. The fed might increase interest
rates and slow the buying are both trends of the article so this is definitely an
important topic to understand and do research on. I would strongly encourage you to read these
articles and make assumptions for yourself.
The Dow Falls Bellow 17,000 Today
Stock are Taking a
Hit Today
The Stock market today has taken a dip today as the Dow has retrieved
under the 17,000 that it just surpassed a few trading days ago. Investors are becoming cautious as the second
quarter earnings season is under way.
Investors are also keeping a close eye on the Fed. The Fed is planning on slowing the bond
purchasing plan as the economy has seen slow but steady growth over the last
few months. The Fed appears to be
thinking about rising interest rates on the economic growth data. Experts think that when the interest rates go
up the stock market will soon slow and go down soon after.
Check the links out it describes what is going on in the
markets today (7/8/14):
I hope that the links from USA Today and Yahoo Finance help understand the market slips today. It is key for an trader to understand the moves and learn from them so that you can predict and anticipate them in the future.
With the markets at such highs many investors have already
been weary if they can sustain themselves much longer. This makes me think that people will be
watching the markets very closely whenever the market has down days and the Dow
has triple digit losses as it has today.
The sell-off of stocks could come very fast if losses continue. People have seen that stock can take a plunge
very quickly and they would rather not take a risk with losing value in their
investments. Investors should keep a
close eye on the market as it appears that vitality is high.
The next few weeks should be interesting as some of the
earnings come out but let’s hope that the earnings are good and we can continue
this bull market for longer so we can all enjoy profits from it.
Friday, July 4, 2014
New Products That Are Must Have
Check out the new products that we have available. You will love them as the product variety is
overwhelming. Our logo is simple but it
says a thousand words and your friends/family will be asking you what The Wall
Stock Journal is. Check it out here is
the link!
You will love the T-Shirts, Coffee Mugs, Shot Glasses, and
Hoodies plus much more….
Wednesday, July 2, 2014
Happy Fourth of July!
The Fourth of July is on Friday and the stock market will be
closed to observe the national holiday.
The stock market this week has been very hot and many stocks saw substantial
gains and let’s hope this continues to the end of Thursday.
The last month the stock market has been boring and gains
have been flat but it seems that this week it has started back on track for a
steady growth but we shall see if it continues over the next few weeks. Within
this bull market don’t get over confident make sure that you still cut your
losses quick and take your profits when acceptable.
People have been skeptical that the stock market can sustain
the pace that it has over the last 3 years and believe that a re-correction or
crash is imminent. I believe that the
economy recovery is steady the government/fed is attempting to keep the economy
boosted. Until the government to get
caught up with all of the QE they have been doing this bull market should
sustain itself. Everyone should be
careful in investing and watch for things that could affect your stock/ the
stock market in general. I hope that my
blog has hopefully helped you learn these things.
The fundamentals are still always key to your trading successes
and don’t veer too far away from them unless you are cretin about your
position/the direction the stock is about to go. Let me know if you have any questions or
topics that you would like me to cover.
Everyone have a happy and safe Independence Day!
Click Here!
Saving is Difficult
I have realized that people have very hart time saving
money. The people I have met at my jobs
and friends I have outside of work I like to get to know them financially. I will have the financial talk with them ask
them how much they are saving per pay check, what they contribute to their
401k, and I make them aware of the Employee Stock Purchase Plan that our work
offers. What I have notice from the
three years that I have worked there is that the majority of people don’t save
much money.
Money should be saved for emergencies, vacations,
investments, and whatever else an individual might want. I will make my co-workers aware if our
conversation goes that direction as they just might not know of what benefits
that our employer offers.
I would like to take
my time to go over a way that I have found to work for me for saving some
money:
I have found that linking all of my accounts has been a
wonderful way for me to control my funds.
I link my checking with my savings, then my checking to my stock trading
account. Whenever my paycheck get
directly deposited into my checking I will automatically have it take out a
designated amount that goes to my savings and trading account. Once the funds are out of my checking I
attempt to forget about it so that I don’t think about putting it back into my
checking where I spend it.
Utilize other budget technologies that are available. There are many online tools that banks and
other sites offer. These tools can track
what you are spending your money on and you can take a look back on your spending
and see what you can cutout to start saving instead.
The benefits that your employer offers can be a good idea to
look into. Employers will match up to
10% of what you put into your 401k per paycheck. The match is much like free money, but you won’t
see it until you are older but you will definitely need that money saved for
retirement.
The other benefit that employers might offer is an employee
stock purchase plan. Employee Stock
Purchase Plan the individual can take out a designated amount to take out of
the paychecks and usually after 6 months of that account accumulating money
they will purchase stock of your company at a discount for you. With the discount you are already making
money even if you decide to sell the stock immediately or you can hang on to
them to hope to see growth in the account.
Saving can be difficult
and it takes a lot of discipline for someone be able to cut back on something
and start saving for the future. Money
should be saved as people don’t know when an emergency might arise and that
extra cash could be very important.
Check out these links below for saving tips:
23 Beginner Savings Tips
30 Tips for College Students
Saving for Single Parents
Check out these links below for saving tips:
23 Beginner Savings Tips
30 Tips for College Students
Saving for Single Parents
Tuesday, July 1, 2014
Dow Jones Hitting Record...But How Good is the Economy Honestly
The stock market has just hit record highs as of Tuesday and
appears that it will continue to hit highs as the Dow Jones Industrial has set
23 record high closings this year alone. The Dow Jones is nearing 17,000 is mind boggling
for many people as some might not see the economy the way that the Dow is
reflecting it. The Dow Jones bottomed
near 6,500 near the worst of the 2007 recession.
It wasn't long ago a huge market crash sent the stock market
into a downward spiral that devastated almost everyone in the United States and
almost everyone in the world was affected.
Housing prices were declining thus owners defaulting on mortgages intern
foreclosure numbers skyrocketing. Not
only where people being affected by their home values declining rapidly but they
were getting affected by the decline in the stock market.
Not everyone owns stocks outright it can depend on wealth
and investment knowledge of the individual some may prefer to keep their money
in a safe spot that is liquid and not having to worry about loss of value. Instead of people owning stock nearly every
individual has a retirement fund, IRA, and a 401K. During the 2007 recession people watched the
values of their hard earned retirement go down the drain sometimes loosing 65%
of what they once had. Watching this
happen in front of their eyes people nearing retirement where devastated.
Thankfully for us we have endured what has been seen as the
worse of the great recession and we can hope that the economy keeps turning. Jobs have started to come back to the US slowly
and I can hope that they can continue to come quickly so that when I graduate
in May 2014 I will not have to be unemployed or under employed.
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